Other differences between dental plans and insurance are: No maximums or minimums, no exclusions, no waiting periods and no deductibles. In a lot of cases the annual fee for a plan is less than the annual deductible. There are some "eyebrow raising" statistics about dental care for children in America. Just about anyone can get tooth and gum problems which shouldn't be ignored.
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Dental plans are designed to help with dental expenses, but may not always cover every dental need. A typical program may include limitations or exclusions, meaning the program will not cover every facet of dental care. Group dental plans usually work as reimbursement plans.
Dental plans are designed for consumers looking to maintain their oral health while minimizing dental care expenses. Discount plans allow businesses to award employees with peace of mind and affordable oral care.
Dental plans can be based upon wages and income level, so a low income earner can get help for their dental and oral health care needs, and the insurance plans are under the contractual responsibility of the subscriber. They are much better than dental insurance for several reasons. They are much cheaper and the subscriber doesn't have to worry about any pre-existing conditions or waiting periods.
Aetna
GE Wellness
Patriot
Cigna Dental Plan
Blue Cross Dental Plan
Dental plans are designed for people who aren't covered by their employer's benefits. They are different from the dental insurance, and are not as complicated as medical plans because they don't involve as much money. They are very comprehensive and provide excellent care. Dental plans help out families with children who usually need orthodontics, such as braces.
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